Terms & Conditions

Last Updated: Februay 21, 2025

These Terms and Conditions (“Terms”) govern your access to and use of the website www.numiswealth.com (the “Website”), including any content, functionality, services, private membership list, communications, and transactions offered through the Website (collectively, the “Services”).

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must not access or use the Website.

1. Company Information

NumisWealth (“Company,” “we,” “us,” or “our”) operates this Website.
The Company may operate through a registered legal entity within the United States.

All references to “NumisWealth” include its owners, affiliates, officers, employees, contractors, and representatives.

2. Eligibility

You must be at least 18 years of age to use this Website or purchase products.

By using the Website, you represent and warrant that:

You are at least 18 years old;
You have the legal capacity to enter into binding agreements;
You will use the Website in compliance with applicable laws.

3. Nature of Services

NumisWealth provides:

Educational content regarding precious metals and collectible coins;
Access to a private mailing list;
Curated opportunities to purchase collectible gold and silver coins.

NumisWealth does not operate as a public marketplace or financial advisory service.

4. No Financial Advice

All content provided on the Website, including educational materials, descriptions, analyses, projections, commentary, and communications, is for informational purposes only.

Nothing on this Website constitutes:

Financial advice
Investment advice
Legal advice
Tax advice
A recommendation to buy or sell any asset
A guarantee of performance or appreciation

You are solely responsible for conducting your own due diligence and consulting with qualified professionals before making any financial decisions.

5. No Guarantees of Performance

Precious metals and collectible coins are subject to:

Market volatility
Liquidity fluctuations
Changes in collector demand
Economic conditions

NumisWealth makes no representations or guarantees regarding:

Future metal prices
Future numismatic appreciation
Resale value
Liquidity
Profitability

Past performance is not indicative of future results.

6. Private List Communications

By joining the Private List, you consent to receive email communications regarding curated opportunities and educational content.

You may unsubscribe at any time.

The Company does not guarantee:

Frequency of communications
Continued availability of opportunities
Allocation of limited inventory

Inventory is limited and sold on a first-come, first-served basis.

7. Product Descriptions and Accuracy

We make reasonable efforts to ensure that product descriptions, images, and specifications are accurate.

However:

Minor discrepancies may occur;
Photographs may not represent exact coloration due to lighting or screen differences;
Grading assessments may involve subjective judgment.

All coins are sold based on the description provided at the time of sale.

8. Pricing and Payment

All prices are listed in U.S. Dollars unless otherwise stated.

We reserve the right to:

Modify pricing at any time;
Correct pricing errors;
Cancel transactions resulting from pricing inaccuracies.

Payments are processed through third-party providers such as Stripe and PayPal.
We do not store full payment details on our servers.

By completing a purchase, you authorize the charge in full.

9. Order Acceptance and Cancellation

Submission of payment does not guarantee acceptance of an order.

We reserve the right to:

Refuse or cancel any order at our discretion;
Limit quantities;
Cancel transactions due to inventory errors.

If a transaction is canceled after payment, a refund will be issued to the original payment method.

10. Returns and Refunds

Due to the nature of precious metals and collectible coins, all sales are final unless otherwise stated in writing.

If a return policy is offered for a specific item, the terms will be clearly disclosed at the time of sale.

11. Risk of Loss

Risk of loss and title pass to the buyer upon confirmed delivery to the shipping carrier, unless otherwise required by law.

Customers are responsible for providing accurate shipping information.

12. Limitation of Liability

To the fullest extent permitted by law, NumisWealth shall not be liable for:

Indirect damages
Incidental damages
Consequential damages
Loss of profits
Market losses
Investment losses

Our total liability shall not exceed the amount paid for the specific product giving rise to the claim.

13. Indemnification

You agree to indemnify and hold harmless NumisWealth from any claims, liabilities, damages, losses, or expenses arising from:

Your use of the Website;
Your violation of these Terms;
Your financial decisions.

14. Intellectual Property

All Website content, including:

Text
Graphics
Logos
Branding
Educational materials
Layout and design

are the property of NumisWealth and protected under U.S. copyright and intellectual property laws.

Unauthorized reproduction or distribution is prohibited.

15. Third-Party Links

The Website may contain links to third-party websites.

We are not responsible for:

Third-party content;
Third-party policies;
Third-party services.

Use of third-party services is at your own risk.

16. Privacy

Your use of the Website is also governed by our Privacy Policy.

By using the Website, you consent to our data practices as described in that policy.

17. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to conflict of law principles.

18. Dispute Resolution

Any dispute arising out of or relating to these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, unless otherwise required by law.

You waive the right to participate in class actions.

19. Modifications to Terms

We reserve the right to update these Terms at any time.

Continued use of the Website following changes constitutes acceptance of the revised Terms.

20. Contact Information

For questions regarding these Terms, please contact:

legal@numiswealth.com
NumisWealth
6010 W Spring Creek Pkwy. Plano TX, 75024