Risk Disclosure Statement

Last Updated: February 21, 2025

This Risk Disclosure Statement (“Disclosure”) is provided by NumisWealth (“Company,” “we,” “us,” or “our”) to ensure that users and purchasers understand the risks associated with precious metals and collectible coin ownership.

By accessing this Website, joining the Private List, or purchasing any products, you acknowledge and accept the risks described below.

1. General Investment Risk

Precious metals and collectible coins involve risk.

Market conditions, economic factors, geopolitical events, changes in collector demand, and broader financial conditions may materially affect value.

There is no guarantee that any asset purchased through NumisWealth will appreciate in value.

Loss of principal is possible.

2. Precious Metal Price Volatility

Gold, silver, and other precious metals are subject to market volatility.

Metal prices fluctuate based on:

Global economic conditions
Inflation expectations
Currency movements
Interest rates
Supply and demand factors
Geopolitical events

These price movements can occur rapidly and unpredictably.

The melt value of a coin may decrease if metal prices decline.

3. Numismatic Market Risk

Collectible coins may carry additional numismatic value beyond intrinsic metal content. However:

Numismatic demand can change over time
Collector preferences may shift
Liquidity may vary
Condition assessments may affect resale value

Numismatic markets are influenced by collector sentiment and historical trends, which are not guaranteed to persist.

Not all coins maintain or increase in numismatic value.

4. Liquidity Risk

Precious metals and collectible coins are not guaranteed to be liquid at any specific price or time.

The ability to resell an asset depends on:

Market demand
Condition and grading
Dealer networks
Economic conditions

There is no assurance that a coin can be resold quickly or at a desired price.

5. Pricing and Valuation Risk

Valuation of collectible coins may involve subjective elements, including:

Condition grading
Market comparisons
Historical auction results

Estimates or discussions regarding potential future value are hypothetical and for informational purposes only.

They do not constitute guarantees, forecasts, or assurances of future performance.

6. Long-Term Holding Assumptions

NumisWealth emphasizes long-term accumulation. However:

Long-term holding does not eliminate risk
Market cycles can extend for years
Economic environments may shift

Time alone does not guarantee positive outcomes.

7. No Financial Advice

NumisWealth does not provide:

Investment advice
Financial planning
Portfolio management
Tax advice
Legal advice

All information provided is for educational and informational purposes only.

You are solely responsible for evaluating whether a purchase is appropriate for your financial circumstances.

You are encouraged to consult qualified financial and tax professionals before making decisions.

8. Economic and Regulatory Risk

Changes in:

Government regulations
Tax treatment
Import/export rules
Precious metals policies

may affect the value, liquidity, or ownership conditions of precious metals and collectible coins.

Such changes are beyond the control of NumisWealth.

9. Storage and Security Risk

Ownership of physical precious metals and collectible coins involves:

Storage risk
Theft risk
Damage risk
Insurance considerations

NumisWealth is not responsible for loss or damage occurring after delivery.

10. Inflation and Currency Risk

While precious metals are often discussed in relation to inflation, there is no guarantee that metals or collectible coins will perfectly hedge inflation in all environments.

Asset performance relative to inflation may vary.

11. Forward-Looking Statements

Any discussion of potential future outcomes, historical comparisons, or illustrative projections are forward-looking statements.

These are:

Hypothetical
Educational in nature
Not predictive
Not guaranteed

Actual results may differ materially.

12. Responsibility of the Purchaser

By purchasing through NumisWealth, you acknowledge that:

You have conducted your own due diligence
You understand the risks outlined in this Disclosure
You are not relying on guarantees of performance
You accept full responsibility for your financial decisions

13. Acceptance of Risk

By accessing the Website, joining the Private List, or completing a purchase, you affirm that you understand and accept the risks associated with precious metals and collectible coin ownership.

14. Contact Information

For questions regarding this Risk Disclosure Statement, please contact:

NumisWealth
6010 W Spring Creek Pkwy. Plano, TX. 75024
legal@numiswealth.com